About Us & Our Knowledge Hub
Our Hub posts provide expert tips, updates, and clear advice to help you stay informed, confident, and covered.
About Us
At All Insured, we believe great outcomes start with the right connections.
All Insured acts as a specialist introducer, ensuring that you receive support from the right professional for your needs. Our team brings over 50 years of combined experience in protection and financial services, supporting individuals, families, and business owners across the Channel Islands and UK. This depth of knowledge allows us to understand your needs and connect you with the right expertise. We work closely with a network of FCA-authorised protection advisers, financial advisers, and specialist business protection advisers, carefully introducing you to professionals who can provide tailored advice based on your individual circumstances. Our experience spans The Channel Islands, England, Scotland and Wales, giving us a strong understanding of different client needs and business structures. Whether you’re looking to protect your family or your business, we ensure you’re guided to the right people from the outset.
We take the time to understand your situation and introduce you to advisers who are best placed to help - saving you time, removing uncertainty, and giving you confidence in the next steps. Above all, we are a highly experienced and knowledgeable team focused on connecting you with trusted professionals who deliver the right protection solutions.
What sets us apart is our commitment to doing things properly.
We take the time to understand your situation and introduce you to advisers who are best placed to help - saving you time, removing uncertainty, and giving you confidence in the next steps. Operating remotely enables us to work with clients throughout the Channel Islands and UK, connecting them with trusted specialists based on expertise rather than geography. This flexible approach allows us to provide a seamless and efficient service delivering the right protection solutions, while maintaining the high standards our clients expect.
Giving You Confidence From The Start
Our team combines practical industry knowledge from leading professional bodies, including the London Institute of Banking & Finance and the Chartered Insurance Institute. This expertise helps us understand your needs and connect you with trusted specialists who can provide the right support and advice for your individual circumstances.
The Hub - Insurance Insights & Guides
Jersey and Guernsey: Why Your Life Insurance Doesn’t Have to be an 'Island' Affair
Let’s be honest: living in the Channel Islands is brilliant. Whether you’re enjoying the world’s biggest tides in Guernsey, spotting the legendary 'Crapaud' toad in Jersey, or just soaking up the fact that you’re living in a place that has its own ancient language, life here is a cut above the rest.
But there’s one area where being an islander can feel like you’re being left in the dark: Life Insurance.
The Hub - Insurance Insights & Guides
Channel Islands Life Insurance: Why Jersey & Guernsey Residents Get Better Rates via All-Insured
Looking for the best Channel Islands life insurance? Residents in Jersey and Guernsey can now access the UK’s widest panel of insurers through All-Insured.co.uk, bypassing restricted broker funnels to find cheaper, more comprehensive protection and critical illness cover.
Life Insurance with Medical Conditions in 2026: What You Need to Know
This guide explains how life insurance works if you’ve been diagnosed with conditions such as Diabetes, Cancer (including after recovery), Stroke or Transient Ischemic Attack, High Blood Pressure, Mental Health Disorders, and Heart Disease...
A Bespoke Guide: 2026 Island Legacy - Private Wealth & Insurance Succession in a Shifting Decade
As we move further into the decade, the landscape for wealth in the Channel Islands has evolved. From updated digital probate regulations to the shifting global tax environment, "standard" life insurance is no longer enough for the Island’s most successful families...
Business Protection in the UK: A Guide for Directors and Shareholders
Most UK businesses insure their premises, vehicles, and equipment, but far fewer insure the people who make the business valuable.
For directors and shareholders, the sudden loss or serious illness of a key individual can have immediate financial and operational consequences. Business loans may still need repaying, salaries still need funding, and client confidence may be affected. Shares may pass to family members with no involvement in the company...
Top 5 Life Insurance Myths That Stop People Getting Covered
Life insurance is one of those things many people mean to sort out, but myths and misunderstandings often get in the way. The truth is, life insurance is simpler, more affordable and more relevant than most people realise.
Let’s clear up some of the most common myths that stop people protecting their loved ones...
2026 New Year, New Protection
As we welcome 2026, more people across the UK are reassessing their finances, health goals, and long-term security. One area seeing a significant rise in demand is life insurance and personal protection. With the cost of living still high, families growing, and employers reviewing sick-pay policies, many are starting the year by asking:
“Is my family properly protected if something unexpected happens?”
Latest News for Sports Injury Insurance in the UK
With more people than ever participating in gym training, team sports, endurance events, and adventure activities, sports injury insurance has become one of the fastest-growing protection products in the UK. Whether you’re a weekend runner, a semi-pro rugby player, a gym enthusiast, or a parent of young athletes, having proper injury cover is increasingly essential.
Latest Updates & News for Life Insurance & Income Protection in Jersey (2025/26 Edition)
The insurance market in Jersey continues to evolve, with residents seeing more choice, clearer regulation, and growing demand for tailored protection policies. Whether you’re reviewing your current cover or taking out a new policy, staying up-to-date with the latest changes can help you make informed decisions that protect your family and income long-term.
This 2025/26 update highlights the key trends, regulatory developments, and consumer insights shaping life insurance, critical illness cover, and income protection across Jersey.
What's New for Over 50s Life Insurance?
Tax, Policy and Market Updates
The UK over-50s life insurance market is experiencing major growth this year, driven by upcoming Inheritance Tax (IHT) reforms. With changes set to expand the number of estates subject to IHT, many over-50s are turning to whole of life insurance policies to protect their families and cover future tax liabilities...
A Guide To The Top 10 Mortgage Life Protection Tips
With mortgage rates still fluctuating and living costs rising, mortgage life protection is more important than ever. It ensures your mortgage is paid off if you pass away — protecting your home and your family’s future. Here are ten expert tips to help you get the best value and peace of mind in 2025...
Life Insurance in The Channel Islands - What Residents Need to Know
If you live in the Channel Islands - whether Jersey, Guernsey, Alderney, or Sark, securing the right life insurance is essential to protect your family, mortgage, and income. While the basics of life insurance are similar to the UK, there are some unique considerations for residents in the islands...
High-Risk Occupation Life Insurance
If you work in a high-risk job, getting the right life insurance can feel challenging, but it’s absolutely possible. In 2025, insurers across the UK are offering more flexible policies for people in professions once seen as “uninsurable.” Whether you work on a construction site, offshore, or in emergency services...