Privacy Policy & Terms and Conditions
Privacy Policy
Last updated: October 2026
All Insured (“we”, “our”, “us”) is committed to protecting your privacy and ensuring your personal information is handled safely, transparently, and responsibly. This Privacy Policy explains how we collect, use, store, and protect your personal data when you visit our website and use our services.
Who We Are
All Insured is an independent introducer service that helps residents in the Channel Islands (Jersey and Guernsey) find suitable life insurance, income protection, and related protection products.
Business name: All Insured
Contact email: team@all-insured.co.uk
What Information We Collect
When you use our website or request a quote, we may collect the following information:
- Full name
- Email address
- Telephone number
- Date of birth
- Health and lifestyle information (e.g., smoking)
- Any other details you choose to provide when completing a form
- We also collect certain technical data automatically, such as:
- IP address and browser type
- Cookies and analytics data
How We Use Your Information
We use your information to:
- Provide you with life insurance or protection quotes.
- Connect you with carefully selected FCA-authorised insurance advisers or brokers.
- Respond to your enquiries and provide customer support.
- Improve our website and marketing campaigns.
- Comply with our legal and regulatory obligations.
- We will only contact you where you have given explicit consent (e.g. ticking a consent box on a form).
Sharing Your Information
Your information may be shared with trusted third parties, such as:
- FCA-regulated financial advisers and insurance brokers to provide quotes or policy information.
- Technology partners that help us operate our website and manage data securely.
- Regulators or authorities if required by law.
- We will never sell your personal information to third parties.
How We Store and Protect Your Data
We take appropriate technical and organisational measures to protect your personal data against unauthorised access, loss, misuse, or disclosure. All personal data is stored securely within the UK or EEA.
How Long We Keep Your Data
We keep your personal data only as long as necessary for the purposes described in this policy - typically for up to 3 years, unless you ask us to delete it sooner or we are legally required to retain it longer.
Cookies and Tracking
We use cookies and analytics tools (such as Google Analytics and Meta Pixel) to monitor website performance and improve user experience. You can manage or disable cookies through your browser settings at any time.
Your Rights
Under UK GDPR, you have the right to:
- Access the personal data we hold about you.
- Request correction or deletion of your data.
- Withdraw consent at any time.
- Object to processing or request data portability.
To exercise any of these rights, please email us at team@all-insured.co.uk
Links to Other Websites
Our website may contain links to other websites. We are not responsible for the privacy practices or content of those sites.
Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date shown at the top of this page.
Contact Us
If you have any questions about this Privacy Policy or how your information is used, please contact us at: team@all-insured.co.uk
Terms and Conditions
Last updated: October 2026
Welcome to All Insured. By using our website, you agree to the terms and conditions outlined below. Please read them carefully before using our site or submitting your information.
About Us
All Insured (“we”, “our”, “us”) operates an independent introducer service connecting individuals in the Channel Islands (Jersey and Guernsey) and the UK with FCA-authorised financial advisers and protection specialists.
- No Financial Advice: All Insured is not a financial adviser, insurance broker, or insurer, and we do not provide regulated financial or insurance advice.
- Our Role: Our service is free to use. We collect your enquiry details and refer you to an FCA-authorised partner who can discuss your circumstances, assess eligibility for Channel Islands residents, and provide regulated advice and quotes.
Use of Our Website
By using this website, you agree to:
- Provide accurate and truthful information when completing forms or enquiries.
- Use this site only for lawful purposes and not to misuse or disrupt its operation.
- Not copy, reproduce, or distribute any content from this site without permission.
We reserve the right to restrict or block access to users who misuse the site or provide false information.
Quotes and Referrals
- All insurance quotes, product recommendations, and policy advice are provided directly by the FCA-authorised third-party adviser to whom you are introduced, not by All Insured.
- Submitting an enquiry through our website is free and carries no obligation to purchase a policy.
- We do not guarantee that any specific insurer or adviser will be able to offer you cover or guarantee a particular premium rate, as all policies remain subject to individual underwriting.
- Any decision to apply for or purchase an insurance policy is entirely your responsibility and should be based on the regulated advice provided by your adviser.
Accuracy of Information
The guides, articles, and general information published on All Insured are provided for general informational purposes only and do not constitute personal financial advice. While we take reasonable care to keep our content accurate and up to date, we make no warranties or guarantees regarding completeness or accuracy, and we accept no liability for any reliance placed on general website content.
Limitation of Liability
To the fullest extent permitted by applicable law, All Insured shall not be liable for:
- Any direct, indirect, or consequential loss or damage arising from your use of, or inability to use, this website.
- Any errors, omissions, or delays in the general information published on our site.
- The advice, actions, omissions, or services provided by any third-party FCA-authorised adviser, broker, or insurer to whom you are introduced.
Nothing in these Terms excludes or limits our liability where it would be unlawful to do so.
Third-Party Links
Our website may include links to third-party websites. We are not responsible for the content, policies, or services offered on those sites.
You should read the privacy and terms policies of any external site you visit.
Data Protection and Privacy
We handle all personal information in accordance with our Privacy Policy (above). By submitting an enquiry on our website, you acknowledge that your details will be processed as described in that policy.
Intellectual Property
All text, graphics, logos, branding, and layout designs displayed on this website are owned by or licensed to All Insured and are protected by copyright and intellectual property laws. You may not reproduce, republish, or commercially exploit any material from this site without our prior written consent.
Changes to These Terms
We may revise these Terms and Conditions from time to time. Any updated terms will be posted on this page with an updated effective date, and your continued use of the website constitutes acceptance of those changes.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales, and any disputes arising in connection with them shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Contact Us
If you have any questions about these Terms and Conditions, please contact us at: team@all-insured.co.uk