Affordable
Life Insurance &
Income Protection
Specialist Solutions for Residents of The Channel Islands and Isle of Man
Finding the right life and protection cover living in the Channel Islands or Isle of Man doesn’t have to be complicated. At All Insured, we make it easy to compare quotes from trusted, FCA-authorised insurers who understand your local rules and requirements.
Whether you’re looking for life insurance, critical illness cover, or income protection, we can help you to find policies that fit your lifestyle, budget, and family’s needs - all in one simple, fast, and confidential process. Get started today and see how easy protecting your future can be.
Living in Guernsey, Jersey or the Isle of Man?
Why You Should Choose Us
Trusted, Locally Focused Protection Experts
We work with experienced FCA-authorised advisers who understand the needs of Channel Island and Isle of Man residents. From higher property prices to the cost of living, your protection is tailored to your situation.
Whole-of-Market Access, No Obligation
Carefully selected, FCA-authorised advisers compare a wide range of providers to help find the best value and most suitable protection for your needs. Your quote is completely free, with no pressure or obligation to proceed.
Simple, Secure, Fully Compliant & Hassle-Free
It takes 2 minutes to Get in Touch, we’ll match you to a carefully selected FCA-authorised adviser to guide you through your options. You’ll get clear, straightforward support and access to protection tailored to your needs - without the stress or confusion.
We’ve Got You Covered
We know life, mortgage, and income protection can be confusing, especially when it comes to the unique costs and needs of Jersey, Guernsey, and the Isle of Man. Here are the questions we hear most from residents.
1.
How much life insurance do I really need?
The right amount depends on your family situation, outstanding debts, mortgage, and future plans. We will put you intouch with a specialist adviser, who will help you to calculate the cover you need to protect your loved ones fully.
2.
Will mortgage protection cover me if I become seriously ill?
Quick answer, yes. Many policies include serious illness or critical illness cover alongside the death benefit, ensuring your mortgage is covered even if you can’t work.
3.
I’m self-employed, so can I get income protection?
Absolutely. There are policies specifically designed for self-employed and contract workers in the Channel Islands and Isle of Man that can replace part of your income if illness or injury prevents you from working.
4.
Are protection policies expensive in the Channel Islands?
Costs vary depending on your age, health, occupation, and level of cover needed. Advisers compare multiple providers to find the best value tailored to your situation.
5.
Can I get cover if I have a pre-existing medical condition?
Yes, many insurers provide policies for people with medical conditions, although terms may vary. Your adviser will guide you to the options that suit you best.
6.
Will my family really be protected if something happens?
That’s the whole point. Life, mortgage, and income protection policies are designed to give financial security to your loved ones. Advisers focus on matching you with policies most likely to meet your needs.
7.
Can I update my policy if my circumstances change?
Yes, most policies allow you to adjust cover as your life changes (new mortgage, children, career changes). Advisers can help review your policy to make sure it stays relevant.
8.
What happens if I move between Jersey or Guernsey?
Your cover can usually be adapted if you move between islands, but it depends on the policy. Advisers will ensure your protection remains valid wherever you live in the Channel Islands.
9.
How quickly can I get covered?
Once matched with an adviser, many residents have cover arranged that day. The process is designed to be quick, simple, and hassle-free.
10.
Can I get personalised advice without committing?
Yes. Completing an enquiry is completely free and without obligation. We will put you intouch with carefully selected experts who can explain your options clearly and help you make informed decisions.
Are You Ready?
Peace of mind starts here.
If you live in the Channel Islands or Isle of Man, your protection options can differ from the UK, but there are still solutions available. Complete the form to discover the cover options suited to your location and circumstances. It only takes a minute, there’s no obligation, and your details are safe, secure, and handled with complete discretion.