Sport Accident and Injury Cover -
Protect Yourself
On and Off the Field
Whether you play rugby, football, or hit the gym regularly, accidents can happen when you least expect them. Sport Accident and Injury Cover provides financial protection if you’re injured and unable to work. It covers lost income, medical bills, and rehabilitation costs.
Stay confident knowing you’re covered while doing what you love. All Insured can help you find affordable protection built for active lifestyles.
Sports Accident &
Injury Cover
What it covers
Accidental Injury
Provides a lump sum payout if you suffer a serious injury while training, competing, or taking part in your sport (e.g. broken bones, dislocations, ligament damage).
Permanent Disability
If an accident leaves you permanently unable to work or play your sport again, the policy pays out a larger one-off lump sum.
Accidental Death
Pays a lump sum to your family or nominated beneficiary if you pass away as a result of a sporting accident.
Physiotherapy & Recovery
Covers the cost of physiotherapy, chiropractic, or rehabilitation sessions after an insured injury (up to a set limit).
Hospital Cash Benefit
Pays a daily or weekly amount while you’re in hospital due to a covered sports injury.
Dental & Facial Injuries
Covers emergency dental work and treatment for facial fractures or injuries sustained during play.
Optional Extras
Income Protection (Temporary Injury Cover)
Replaces a portion of your income if you’re unable to work for a few weeks or months after an accident.
Critical Injury Upgrade
Higher payouts for specific, severe injuries (like loss of sight, paralysis, or amputation).
Family Cover
Add family members who also play or train regularly under the same plan.
Typical Exclusions
Injuries that happen outside of covered sports or training.
Illnesses or medical conditions (non-accidental).
Playing under the influence of drugs or alcohol.
Professional athletes (unless stated in the policy).
Pre-existing injuries before the cover started.