Protect What
Matters Most
Life can change in an instant. A life insurance policy gives you peace of mind knowing your loved ones are financially secure, no matter what happens.
Whether it’s paying off the mortgage, covering daily expenses, or securing your children’s future, the right cover ensures they’re protected when they need it most. It only takes a minute to get started.
For quick, no-obligation options tailored to your budget, look no further than All Insured.
Read our 'New Year, New Protection' guide for expert insights into life insurance, critical illness cover, and income protection for 2026 and why now might be the perfect time to secure your protection.
Life Insurance Made Simple
With three easy steps, All Insured can help you set up your policy today.
Complete The Form
Let us know what type of protection you are looking for, and a bit about your budget.
Discuss Your Options
A friendly specialist from one of our trusted partners will get in touch to talk you through your options.
Choose Your Policy
You will be guided through the application process every step of the way to get your cover set up in the quickest possible time.
Personal Protection Planning for Long-Term Security
General Life Insurance
Life can be unpredictable. General Life Insurance provides a lump sum payout to your loved ones if the unexpected happens. Whether you’re a parent, partner, or breadwinner, this cover ensures your family can pay bills, mortgage, or living expenses without financial stress.
What It Covers
Life Insurance: Lump sum payout to beneficiaries.
Critical Illness Cover (optional): Tax-free payout for serious illnesses like cancer, stroke, or heart disease.
Income Protection (optional): Replaces part of your income if sickness or injury prevents you from working.
Why It Matters
It’s peace of mind that your family is protected, whatever life throws at you.
Over 50s Life Insurance
Over 50s Life Insurance is designed for people aged 50+ who want fast, simple cover without complicated medical checks. It’s perfect if you’re looking for straightforward protection for funeral costs, outstanding debts, or leaving a legacy for loved ones.
What It Covers
Guaranteed Acceptance: No medical exams required.
Fixed Premiums: Keep your payments consistent for life.
Lump Sum Payout: Helps cover funeral costs, bills, or financial support for family.
Optional Extras: Add a partner for joint cover / Include critical illness or accidental death benefits where available.
Why It Matters
Even later in life, you can make sure your loved ones are cared for - quickly, easily, and affordably.
High-Risk Life Insurance
If your work involves height, heavy machinery, or other high-risk activities, standard life insurance may not cover you fully. All Insured helps you find policies that specialise in hazardous occupations, so you get the protection you need without surprises.
What It Covers
Life Insurance: Lump sum payout even if your job is high risk.
Accidental Death & Injury Cover: Extra financial support for accidents at work.
Optional Income Protection: Cover for temporary inability to work due to work-related accidents or illness.
Typical Occupations Included:
Construction workers, engineers, pilots, firefighters, offshore workers, and other high-risk roles.
Why It Matters
Your work carries risk - your protection shouldn’t. Get coverage designed to keep you and your family financially secure, no matter your profession.
Your Income Is Your Most Important Asset
What it covers
Loss of Income Due to Illness or Injury
If you can’t work because of sickness or injury, this policy pays you a regular monthly income - usually up to 50–70% of your salary.
Short-Term or Long-Term Cover Options
Choose how long you want payments to last - from 6 months to several years, or until you return to work.
Tax-Free Monthly Payments
The benefit payments are typically tax-free, giving you financial stability while you recover.
Self-Employed Friendly
Perfect for freelancers, contractors, or small business owners who don’t get sick pay - it helps keep your bills paid and your household running.
Flexible Waiting Periods
You can choose how soon payments start after you stop working - from 1 week to 6 months - depending on your savings or employer sick pay.
Optional Extras
Accident-Only Cover
A cheaper option that only pays out if you’re unable to work due to an accident.
Critical Illness Upgrade
Receive a lump sum if you’re diagnosed with a serious illness like cancer, stroke, or heart disease.
Waiver of Premium
Your premiums are paused while you’re claiming, so you don’t pay for cover you can’t use.
Typical Exclusions
- Unemployment or redundancy (unless optional cover is added).
- Self-inflicted injury or substance misuse.
- Pre-existing conditions (unless declared and accepted).
- Normal pregnancy or parental leave.
- Working fewer than the minimum required hours.